Cumpănă Marina

About

Maria Cumpănă is a professional with remarkable experience in the European financial and banking sector, her profile being defined by exceptional analytical rigor and a constant rise within the European Central Bank (ECB). Here are the main dimensions of her professional profile: 1. Expert at the European Central Bank (ECB) Her career in Frankfurt, spanning over 8 years, places her at the core of decision-making for financial stability in the euro area: Role as Economist: Currently, she contributes to the ECB's macroeconomic analyses and financial supervision mechanisms. Financial Risk Analyst: For over 3 years, she managed the assessment of institutional risks, a critical function for maintaining balance in European financial markets. Capital Markets Specialist: Her initial phase at the ECB was dedicated to stock market data and securities, consolidating her expertise in the technical functioning of capital markets. 2. International Consulting Expertise (EY Milan) Within EY (Ernst & Young) Italy, Maria Cumpănă refined her skills in actuarial services. She worked on complex Solvency II projects, where she carried out: Stress tests and sensitivity analyses for insurance companies. Internal risk modeling, helping institutions determine their capital needs to survive major economic shocks. 3. Professional Roots in the Republic of Moldova Her trajectory began with a solid foundation in strategic institutions in Chisinau: Ministry of Finance: Where she analyzed budget synthesis processes and the country's fiscal policy. Energbank: Where she worked in the risk analysis and financial performance department. Civic-Economic Sector: Through involvement in IDEA Institute, she demonstrated innovation skills, developing simulation models for business planning and economic education. Key Competencies: Modeling and Simulation: The ability to translate complex economic realities into mathematical forecasting models. Risk Management: A deep understanding of market, credit, and solvency risks. Global Vision: Direct experience in managing finances at the micro (commercial bank), medium (insurance/consulting companies), and macro (Central Bank) levels. Maria Cumpănă represents the new generation of elite economists, trained in Moldova and established at the highest level in top financial institutions of the European Union.